To protect your company against financial and legal consequences, it is important to claim the right insurance solutions. Thanks to our own in-house broker Simplecare.ch AG, we can competently cover your needs in this area as well. Simplecare.ch AG offers you independent and professional advice. Thanks to our many years of experience in the insurance business, we will find the perfect insurance and pension solutions for you, providing you with all-around and optimal protection.
Review and analysis of your existing insurance solutions
Thanks to our in-house insurance experts at Simplecare.ch AG, you no longer have to worry about protecting your company. We will be happy to analyze your existing insurance solutions, explain your obligations and options, and show you alternatives to optimally cover your individual needs.
All employees who are employed by you must be compulsorily insured against occupational accidents, from 8 hours per week also against non-occupational accidents. We will be happy to explain everything that is important, show you the various solutions and together find the right offer.
Daily sickness benefits insurance
If you or your employees are unable to work due to illness, this can be expensive. Daily sickness benefits insurance protects you and your employees from the financial risk, because it covers the insured salary for up to 2 years in the form of daily benefits.
Pension Fund (BVG)
Every company operating in Switzerland is obliged to register its employees with an annual salary of CHF 21,150 or more with an occupational pension foundation. The contributions are divided between the employer and the employee, but the employer must pay at least 50% of the costs. We would be happy to analyze your existing pension solution and work with you to find out how you can best provide for yourself and your employees.
Business owners insurance
Self-employed persons are responsible for any financial consequences of an illness or accident. With business owner insurance, you can protect yourself against this - a daily allowance can be tailored to your needs and fixed so that you continue to have an income in the event of illness or accident. In the event of disability, you can also insure a capital sum or provide financial security for your surviving dependents by including a lump-sum death benefit. We will be happy to advise you and ensure that you are optimally covered.
Further offers in the area of insurance:
The pension fund is the occupational pension in the Swiss pension system and is also called BVG. Together with accident insurance, it forms the second pillar. The pension fund, together with the state pension (first pillar) and private pension (third pillar), is intended to ensure that the standard of living is maintained after retirement.
Already when founding a company, you have to think about the insurance of your company. There are certain insurances, which you have to take out obligatorily. In addition, there are other offers that are recommended for optimal protection. In the following article, we will gladly explain everything you need to know about the various company insurances.