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The pension fund in Switzerland - What employees and employers should know about it

The pension fund is the occupational pension in the Swiss pension system and is also called BVG. Together with accident insurance, it forms the second pillar. The pension fund, together with the state pension (first pillar) and private pension (third pillar), is intended to ensure that the standard of living is maintained after retirement.

Founding a company in Switzerland as a foreigner

In 2021, more than 50,000 companies were founded in Switzerland.  There were particularly large numbers of startups in sectors such as IT, mobility, consulting and engineering. Foreigners account for an increasingly large share of startups: More and more companies are being founded by people without a Swiss passport. This shows that Switzerland is very attractive for the settlement of companies due to its strength in terms of innovation as well as its low taxation.

The best accounting softwares in Switzerland 2022

A big part of the companies founded in Switzerland is obliged to double-entry bookkeeping according to the Swiss Code of Obligations (OR). Therefore, both at the time of company formation and in general accounting, it should be questioned at regular intervals which accounting program is best suited for one's own needs. We are pleased to present in this article some of the best known and best rated accounting software in Switzerland. 

Key interest rate increase in Switzerland - How Central Banks fight inflation

Electricity prices will rise by 20 percent or more in 2023. What impact will this key interest rate hike have and how will it moderate inflation? Find out more about the Swiss National Bank's monetary policy and how the key interest rate increase will impact nationally and internationally in this article.

Main points about family allowances

Family allowances support you in raising your children. The federal government prescribes minimum rates for child and education allowances. The cantons can set higher allowances and also pay birth and adoption allowances. In this article, we explain the most important facts in brief.

Swiss company forms simply explained

Especially in the process of setting up a company, it is important to look at the many options in order to find a solution that best suits your needs. Learn in this article which legal forms there are and what the differences are.

The annual financial statement simply explained

The annual financial statements are the most important means of providing information on the current financial position and earnings power of a company. They must provide a true and fair view of the economic situation of the company. Find out here what you need to bear in mind when preparing the annual financial statements.

Which insurances does a company need?

Already when founding a company, you have to think about the insurance of your company. There are certain insurances, which you have to take out obligatorily. In addition, there are other offers that are recommended for optimal protection. In the following article, we will gladly explain everything you need to know about the various company insurances.

Everything you need to know about withholding tax in Switzerland

Foreigners residing in Switzerland and cross-border commuters pay tax on their income directly at source. This means that their taxes are deducted directly from their wages each month. Employers must take care of the declaration and payment of taxes to the authorities.

Value added tax - accounting methods

If a company generates more than CHF 100,000 in taxable sales, it becomes liable for VAT in Switzerland. This also applies to foreign companies if they generate part of their sales here. . In this article we explain the two methods, their advantages and disadvantages, and how you can change your accounting method.

Annual financial statements: accruals and deferrals simply explained

According to the Swiss Code of Obligations, Swiss companies are obliged to book income and expenses in the financial year in which they are actually incurred. This is the only way to provide a true and fair view of the company's financial position and results of operations, and to make it possible to compare different financial years.

Underbalance, capital loss and overindebtedness - Everything you need to know about it

Owners and board members in particular should familiarize themselves with this topic, as non-compliance with the legal provisions can result in a lawsuit and liability with private assets in the worst case. Find out everything you need to know here.

Increase in private share of business vehicle

Do you or your employees also use your company vehicle for private purposes? If you want to know how this is declared in the salary statement and what changes apply since 2022, find out more in our guide.

Tax optimization in Switzerland: The best tips to save taxes in 2022

Taxes are an important topic in Switzerland. Find out here how you can also sustainably reduce your tax burden with the most important starting points.

ANobAG - Everything you need to know about it

Are you a Swiss resident working for a foreign employer who has no domicile in Switzerland? This is called ANobAG in Switzerland, which stands for "employee without a contributory employer". Learn everything you need to know about this in this article.

Changes in social security contributions and the second and third pillars starting 2021

We are therefore pleased to summarize here some important innovations in the pension world, which will come into force on January 1, 2021.

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